Software directory

Personal Finance & Budgeting Tools: 32 Tools With Pricing Notes

Budgeting apps, credit monitoring, money apps and subscription trackers. This page lists 32 products in 4 groups, with the starting price each vendor shows and whether it advertises a free plan. 0 of them do.

Disclosure: some links on this page are affiliate links. If you buy through them we may earn a commission at no extra cost to you. It does not change our verdicts. See how we make money.

Budgeting Apps (10)

YNAB

Paid plans: see vendor

YNAB is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit YNAB

Monarch Money

Paid plans: see vendor

Monarch Money is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Monarch Money

Copilot Money

Paid plans: see vendor

Copilot Money is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Copilot Money

Quicken

Paid plans: see vendor

Quicken is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Quicken

Empower

Paid plans: see vendor

Empower is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Empower

PocketGuard

Paid plans: see vendor

PocketGuard is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit PocketGuard

Rocket Money

Paid plans: see vendor

Rocket Money is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Rocket Money

Simplifi

Paid plans: see vendor

Simplifi is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Simplifi

EveryDollar

Paid plans: see vendor

EveryDollar is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit EveryDollar

Goodbudget

Paid plans: see vendor

Goodbudget is listed under Budgeting Apps in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Goodbudget

Credit & Identity Protection (8)

Credit Karma

Paid plans: see vendor

Credit Karma is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Credit Karma

Experian

Paid plans: see vendor

Experian is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Experian

MyFICO

Paid plans: see vendor

MyFICO is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit MyFICO

Aura

Paid plans: see vendor

Aura is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Aura

IdentityForce

Paid plans: see vendor

IdentityForce is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit IdentityForce

Identity Guard

Paid plans: see vendor

Identity Guard is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Identity Guard

LifeLock

Paid plans: see vendor

LifeLock is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit LifeLock

Credit Sesame

Paid plans: see vendor

Credit Sesame is listed under Credit & Identity Protection in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Credit Sesame

Money Apps & Online Banking (8)

Chime

Paid plans: see vendor

Chime is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Chime

SoFi

Paid plans: see vendor

SoFi is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit SoFi

Cash App

Paid plans: see vendor

Cash App is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Cash App

Venmo

Paid plans: see vendor

Venmo is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Venmo

Ally

Paid plans: see vendor

Ally is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Ally

Revolut

Paid plans: see vendor

Revolut is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Revolut

Varo

Paid plans: see vendor

Varo is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Varo

Current

Paid plans: see vendor

Current is listed under Money Apps & Online Banking in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Current

Receipt, Bills & Subscriptions (6)

Bobby

Paid plans: see vendor

Bobby is listed under Receipt, Bills & Subscriptions in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Bobby

Trim

Paid plans: see vendor

Trim is listed under Receipt, Bills & Subscriptions in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Trim

Truebill

Paid plans: see vendor

Truebill is listed under Receipt, Bills & Subscriptions in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Truebill

Billshark

Paid plans: see vendor

Billshark is listed under Receipt, Bills & Subscriptions in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Billshark

Expensify Receipts

Paid plans: see vendor

Expensify Receipts is listed under Receipt, Bills & Subscriptions in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Expensify Receipts

Wallet by BudgetBakers

Paid plans: see vendor

Wallet by BudgetBakers is listed under Receipt, Bills & Subscriptions in our Personal Finance & Budgeting Tools directory. Check the vendor site for current plans and limits.

Visit Wallet by BudgetBakers

Frequently asked questions

How many tools are in the Personal Finance & Budgeting Tools directory?

We list 32 products in 4 groups: Budgeting Apps, Credit & Identity Protection, Money Apps & Online Banking, Receipt, Bills & Subscriptions. Each listing links to the vendor's own site, and we only call a product a pick in the guides where we show our reasoning and the date we checked prices.

Which Personal Finance & Budgeting Tools listings have a free plan?

None of the listings in this category advertise a free plan. Many vendors still offer a trial, so check each pricing page for the current terms.

Are the prices on this page current?

Treat them as a starting point. Vendors change plans, introductory discounts and renewal prices often, and a listing that says paid plans, see vendor has no verified starting price recorded. Confirm the price, billing period and renewal rate on the vendor's pricing page before you pay.